OUR budgeting team
Iain Davies - Senior Budgeting Mentor
Iain has a background in commerce and construction but his real passion is helping people with their personal finances. His areas of expertise include tenancy law, benefit entitlements, debt management, negotiation and general money management. Iain can run through a quick budget with you or work with you longer term to sort out complex debt issues.
Carol Fraser - Budgeting Mentor
Carol comes from a long career in the polytechnic sector of tertiary education, first tutoring and later working for student services. Her focus has always been personal development through education. Carol can support you to manage your personal finances now and to start planning to work towards your future family/whanau goals.